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Built for payment and fintech teams

Turn Payment Infrastructure Risk into a Defensible Architecture Plan

Assess readiness, design controls, test resilience and organise decision evidence in one connected workspace for payment engineering, security and compliance teams.

Start with a free account assessment - Continue through design, testing and evidence workflows

Explore the assessment library
PCI DSS Gap AnalysisFree
Infrastructure ReadinessFree
Agentic Payment ReadinessFree
Cardholder Data Flow
Security Controls Matrix
Architecture Decision Records
Acquirer Readiness
Architecture Change Impact
Payment Failure Playbook
PCI DSS Gap AnalysisFree
Infrastructure ReadinessFree
Agentic Payment ReadinessFree
Cardholder Data Flow
Security Controls Matrix
Architecture Decision Records
Acquirer Readiness
Architecture Change Impact
Payment Failure Playbook
Agent Identity Designer
Spend Controls
Idempotency & Safety Rails
Agent Payment Flow Simulator
Observability Pack
Agent Rollback Designer
Latency Analysis
Scaling Roadmap
Infrastructure Cost Modeller
Multi-Region Failover
Agent Identity Designer
Spend Controls
Idempotency & Safety Rails
Agent Payment Flow Simulator
Observability Pack
Agent Rollback Designer
Latency Analysis
Scaling Roadmap
Infrastructure Cost Modeller
Multi-Region Failover
19 guided assessment tools for payment infrastructure
Built with real banking operational experience and a practical understanding of regulated environments.
Built for fintech engineering teams preparing for QSA assessments and acquirer due diligence.
Product tour

See the platform in action

See how SyncYourCloud helps payment teams assess readiness, identify priority gaps, and make clearer compliance and architecture decisions.

Architecture Decisions That Are Clear, Documented, and Defensible

Review readiness indicators, evidence references, priority questions and engineering actions in one place so each team can work from the same assessment information.

Here is what leadership can see about the payment stack today.Illustrative example of readiness indicators and engineering priorities.
Connect Payment Stack
+ New Assessment
Payment Readiness Score
32
Needs improvement before QSA review
Evidence References
12
Items to review
Critical Risks
2
Open issues blocking assurance
Executive Summary

Review potential control gaps, supporting evidence references and architectural decisions that need further validation.

High RiskEvidence ReviewCompliance Gap
Priority ActionsTop 5
Enable MFA on Root AccountSecurity
High
Review Evidence OwnershipEvidence
Medium
Encrypt S3 BucketsCompliance
High
For CTOsClear readiness overview
For ComplianceReview evidence coverage
For EngineeringPrioritised roadmap with clear fixes
For CTOsClear readiness overview
For ComplianceReview evidence coverage
For EngineeringPrioritised roadmap with clear fixes

How It Works

Follow the assessment journey from defining your payment environment to reviewing priority gaps and organising the next actions into a practical remediation plan.

1

Scope your payment stack

Tell us about your payment model, processing footprint, PCI DSS target, delivery timeline, and engineering capacity. Your answers establish the context needed to assess your payment infrastructure and identify the areas requiring closer review.

Assessment — 21 Signals
Tell us about your payment stack
Payment Model
Gateway + ledger
Monthly Volume
£20m+
Delivery Team
11–50
Compliance Target
PCI DSS v4.0.1
Launch Window
< 3 months
5 min · Free account required
Next
2

Surface the blockers fast

Review the gaps that could delay acquirer approval, increase remediation costs, or expose control weaknesses before an audit. Findings are grouped by priority so your team can focus on the issues with the greatest potential impact.

Analysis Engine
Illustrative assessment results
Example only
Review complete100%
Reviewed4
Network segmentation
KMS key rotation
Audit log retention
Encrypted data stores
Warnings2
Service-account least privilege
Secrets rotation coverage
Priority2
Automated account accountability
Break-glass MFA enforcement
Result breakdown
4 Reviewed
2 Warnings
2 Priority
3

Give leadership one clear view

Bring readiness indicators, evidence references, priority questions and recommended actions into one operating view. Engineering, compliance and leadership can use the same information when deciding what needs attention next.

Executive Dashboard
Illustrative payment-readiness view
PCI Readiness
32/ 100
Needs improvement
Evidence References
12items
Needs review
Priority Questions
2open
Needs validation
Priority Actions
Enable MFA on Root
Security
Fix
Confirm Evidence Ownership
Evidence
Fix
Encrypt S3 Buckets
Compliance
Fix
4

Review decisions, not just findings

Use the assessment findings to structure conversations about evidence, architecture trade-offs, and delivery priorities. This helps your team move from identifying a gap to agreeing on a practical response.

Expert Consultation
Payment architecture working session
Banking operational experience · regulated environment context
Thu
24
April 2025
60 min · Video call
Confirmed
9:00 AM
10:00 AM
2:00 PM
3:00 PM
Session agenda
PCI-DSS gap review15 min
Evidence questions15 min
Architecture trade-offs15 min
Next-action plan15 min
Working notes and next actions are documented for your team to review
5

Move to a prioritised roadmap

Organise the findings into a clear remediation plan based on risk, effort, ownership, and delivery impact. Your team can see what to address first, what requires further evidence, and what can be scheduled later.

Strategic Roadmap
Prioritised, step-by-step delivery plan
Wk 1
Wk 2
Wk 3
Mo 1
Mo 2
Mo 3+
Critical Fixes
Identity, public access, urgent control gaps
Wk 1
Cost Quick Wins
Idle resources, waste, recoverable spend
Wk 2–3
Security Hardening
IAM review, encryption, detective controls
Month 1
Evidence Pack
PCI DSS evidence, audit trail, decision records
Month 2
Architecture Hardening
Resilience, scale, service boundaries
Month 3+
Complete
In progress
Upcoming
Run Your Free Gap Analysis

Free account required - No credit card - Readiness results shown on screen

One workspace. Four connected payment workflows.

Enter at the stage that matches your current problem. Keep the specialist tools, but use them as connected steps from initial assessment to an architecture and evidence trail your team can maintain.

Workflow 1

Assess

Identify readiness, control and evidence questions that could delay launch, review or approval.

Scored assessments · Prioritised gaps · Review starting point

Explore Assess
Workflow 2

Design

Define data boundaries, architecture decisions, agent identities and deterministic safety controls.

Data flows · Guardrail configurations · Architecture decisions

Explore Design
Workflow 3

Test

Challenge the proposed design against latency, growth, failure, rollback and regional disruption.

Failure playbooks · Recovery decisions · Resilience plans

Explore Test
Workflow 4

Evidence

Organise control ownership, implementation status, evidence references and decision history.

Control matrix · ADR record · Structured review trail

Explore Evidence
The review method

Understand the current architecture before deciding what to change.

The review follows one payment flow from entry to outcome. It separates what can be observed, what your team states, what remains uncertain and what requires specialist confirmation.

1. Assess the current state

Map the flow, system boundaries, third parties, data movement, dependencies, ownership and the evidence currently available.

2. Test the architecture

Challenge assumptions, failure paths, recovery decisions, control ownership and evidence traceability through structured review—not penetration testing.

3. Organise the evidence

Turn findings into a traceable inventory of decisions, evidence references, open questions, responsible owners and prioritised next actions.

What you leave with: a clearer current-state payment architecture, a prioritised findings register and a practical plan your engineering, security and compliance teams can work through.
Five founding-client places

Bring one existing payment flow that needs a clearer answer.

Apply for a short fit conversation if a launch, architecture change, acquirer discussion or PCI DSS engagement has exposed questions your team needs to resolve.

  • Choose one important existing payment flow
  • Explain the decision, review or change creating urgency
  • Confirm which people can provide architecture and evidence context
  • Receive a clear fit decision before any engagement begins
Apply for a Founding Review

No certification or compliance outcome is promised. If the work requires a QSA, penetration tester, legal adviser or another specialist, that dependency will be identified rather than represented as part of the review.

Assessment Questions, Outcomes and Next Steps

Build Your Initial PCI DSS Readiness View — Free

Create a structured initial review against PCI DSS v4.0.1, then confirm each answer and supporting evidence with the people responsible for your environment. Free Sync Your Cloud account required.

Start Your Free PCI DSS Gap Review