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Built for payment and fintech teams

Find PCI DSS Readiness Gaps Before They Delay Your Payment Launch

Assess payment infrastructure across AWS, Azure and Google Cloud. Organise potential gaps, evidence references and remediation priorities before QSA assessment or acquirer due diligence.

Approximately 15 minutes - Free account required - Designed around PCI DSS v4.0.1 readiness

Explore the assessment library
PCI DSS Gap AnalysisFree
Infrastructure ReadinessFree
Agentic Payment ReadinessFree
Cardholder Data Flow
Security Controls Matrix
Architecture Decision Records
Acquirer Readiness
Architecture Change Impact
Payment Failure Playbook
PCI DSS Gap AnalysisFree
Infrastructure ReadinessFree
Agentic Payment ReadinessFree
Cardholder Data Flow
Security Controls Matrix
Architecture Decision Records
Acquirer Readiness
Architecture Change Impact
Payment Failure Playbook
Agent Identity Designer
Spend Controls
Idempotency & Safety Rails
Agent Payment Flow Simulator
Observability Pack
Agent Rollback Designer
Latency Analysis
Scaling Roadmap
Infrastructure Cost Modeller
Multi-Region Failover
Agent Identity Designer
Spend Controls
Idempotency & Safety Rails
Agent Payment Flow Simulator
Observability Pack
Agent Rollback Designer
Latency Analysis
Scaling Roadmap
Infrastructure Cost Modeller
Multi-Region Failover
19 guided assessment tools for payment infrastructure
Built with real banking operational experience and a practical understanding of regulated environments.
Built for fintech engineering teams preparing for QSA assessments and acquirer due diligence.
Product tour

See the platform in action

See how SyncYourCloud helps payment teams assess readiness, identify priority gaps, and make clearer compliance and architecture decisions.

Architecture Decisions That Are Clear, Documented, and Defensible

Review readiness indicators, evidence references, priority questions and engineering actions in one place so each team can work from the same assessment information.

Here is what leadership can see about the payment stack today.Illustrative example of readiness indicators and engineering priorities.
Connect Payment Stack
+ New Assessment
Payment Readiness Score
32
Needs improvement before QSA review
Evidence References
12
Items to review
Critical Risks
2
Open issues blocking assurance
Executive Summary

Review potential control gaps, supporting evidence references and architectural decisions that need further validation.

High RiskEvidence ReviewCompliance Gap
Priority ActionsTop 5
Enable MFA on Root AccountSecurity
High
Review Evidence OwnershipEvidence
Medium
Encrypt S3 BucketsCompliance
High
For CTOsClear readiness overview
For ComplianceReview evidence coverage
For EngineeringPrioritised roadmap with clear fixes
For CTOsClear readiness overview
For ComplianceReview evidence coverage
For EngineeringPrioritised roadmap with clear fixes

How It Works

Follow the assessment journey from defining your payment environment to reviewing priority gaps and organising the next actions into a practical remediation plan.

1

Scope your payment stack

Tell us about your payment model, processing footprint, PCI DSS target, delivery timeline, and engineering capacity. Your answers establish the context needed to assess your payment infrastructure and identify the areas requiring closer review.

Assessment — 21 Signals
Tell us about your payment stack
Payment Model
Gateway + ledger
Monthly Volume
£20m+
Delivery Team
11–50
Compliance Target
PCI DSS v4.0.1
Launch Window
< 3 months
5 min · Free account required
Next
2

Surface the blockers fast

Review the gaps that could delay acquirer approval, increase remediation costs, or expose control weaknesses before an audit. Findings are grouped by priority so your team can focus on the issues with the greatest potential impact.

Analysis Engine
Illustrative assessment results
Example only
Review complete100%
Reviewed4
Network segmentation
KMS key rotation
Audit log retention
Encrypted data stores
Warnings2
Service-account least privilege
Secrets rotation coverage
Priority2
Automated account accountability
Break-glass MFA enforcement
Result breakdown
4 Reviewed
2 Warnings
2 Priority
3

Give leadership one clear view

Bring readiness indicators, evidence references, priority questions and recommended actions into one operating view. Engineering, compliance and leadership can use the same information when deciding what needs attention next.

Executive Dashboard
Illustrative payment-readiness view
PCI Readiness
32/ 100
Needs improvement
Evidence References
12items
Needs review
Priority Questions
2open
Needs validation
Priority Actions
Enable MFA on Root
Security
Fix
Confirm Evidence Ownership
Evidence
Fix
Encrypt S3 Buckets
Compliance
Fix
4

Review decisions, not just findings

Use the assessment findings to structure conversations about evidence, architecture trade-offs, and delivery priorities. This helps your team move from identifying a gap to agreeing on a practical response.

Expert Consultation
Payment architecture working session
Banking operational experience · regulated environment context
Thu
24
April 2025
60 min · Video call
Confirmed
9:00 AM
10:00 AM
2:00 PM
3:00 PM
Session agenda
PCI-DSS gap review15 min
Evidence questions15 min
Architecture trade-offs15 min
Next-action plan15 min
Working notes and next actions are documented for your team to review
5

Move to a prioritised roadmap

Organise the findings into a clear remediation plan based on risk, effort, ownership, and delivery impact. Your team can see what to address first, what requires further evidence, and what can be scheduled later.

Strategic Roadmap
Prioritised, step-by-step delivery plan
Wk 1
Wk 2
Wk 3
Mo 1
Mo 2
Mo 3+
Critical Fixes
Identity, public access, urgent control gaps
Wk 1
Cost Quick Wins
Idle resources, waste, recoverable spend
Wk 2–3
Security Hardening
IAM review, encryption, detective controls
Month 1
Evidence Pack
PCI DSS evidence, audit trail, decision records
Month 2
Architecture Hardening
Resilience, scale, service boundaries
Month 3+
Complete
In progress
Upcoming
Run Your Free Gap Analysis

Free account required - No credit card - Readiness results shown on screen

Start Your Free Assessment

Three assessments built for payment engineering teams. Run them before you commit to membership.

Takes 15 minutes · Create a free account

PCI DSS Gap Analysis

Identify potential control and evidence gaps to review before QSA assessment or acquirer due diligence.

Structured review - PCI DSS v4.0.1 readiness - Potential gaps and next actions

Run Gap Analysis
Create a free account

Infrastructure Readiness Assessment

Review seven areas of payment-infrastructure readiness and prioritise the questions that need further evidence or action.

Orchestration - Security - Compliance - Cost - Observability - Integration - DR

Check Your Score
Create a free account

Acquirer Readiness Report

Review common operational, risk and evidence-readiness questions that may arise during acquirer due diligence.

AOC status - Chargebacks - Resilience documentation - AML/KYC - Pen testing - Sanctions controls

Assess Your Readiness

Built for How Payment Infrastructure Actually Works

Sync Your Cloud focuses on payment infrastructure rather than generic cloud posture. Use the assessments to examine cardholder-data-environment boundaries, operational dependencies, evidence references and remediation priorities across AWS, Azure and Google Cloud.

6 years of banking operational experience

Not theoretical compliance knowledge. Practical experience from NatWest operations with a clear understanding of how regulated banks are governed and scrutinised.

PCI DSS v4.0.1 including Requirement 8.6

Assessment prompts are mapped to relevant PCI DSS v4.0.1 topics, including the management of application and system accounts under Requirement 8.

Prepare for acquirer due diligence

Organise current-state answers, evidence references and unresolved questions so your team can prepare for an acquirer conversation.

Choose your next step

Turn identified gaps into evidence and remediation your team can act on.

Start with structured assessments, add implementation artefacts, or work with a dedicated architect. Choose the level of support that matches what your team can deliver internally.

Scope

Establish your compliance baseline

Work through the assessment suite in simulation mode. Record control status, organise evidence references, and prioritise remediation before formal review.

For teams preparing for their first QSA or acquirer conversation
Start with Scope
Full platform access
Sync

Turn findings into implementation artefacts

Use the full assessment workflows to develop cardholder-data flows, architecture decision records, agent-control designs, observability plans, and structured remediation outputs.

For engineering teams actively remediating compliance gaps
Get Sync Access
Shape

Add architecture review and accountability

Add a dedicated Solutions Architect, scheduled reviews, and feedback on the artefacts your team prepares for QSA assessment or acquirer due diligence.

For teams that need accountability for outcomes, not just assessments
Apply for Shape

Assessment Questions, Outcomes and Next Steps

Build Your Initial PCI DSS Readiness View — Free

Create a structured initial review against PCI DSS v4.0.1, then confirm each answer and supporting evidence with the people responsible for your environment. Free Sync Your Cloud account required.

Start Your Free PCI DSS Gap Review

Talk Through Your Readiness Questions

If you are preparing for a QSA assessment, approaching an acquiring bank or reviewing payment infrastructure, use a free 20-minute conversation to clarify the questions that deserve attention first.

  • We review the readiness information you choose to share
  • We help you distinguish priority questions from items that need more evidence
  • We explain whether the platform and membership options fit your immediate needs
Book a Free 20-Minute Gap Review

No obligation. A practical conversation about your current readiness questions.